Creditable coverage refers to health insurance that offers at least as much coverage as Medicare. Not all people who qualify for Medicare are ready to enroll, as they may have other creditable ...

Here are two very important questions I ask clients who are over 65, still employed, and considering Medicare enrollment. One: “Is your prescription drug coverage considered to be creditable?” The ...

When Congress created the Part D benefit for Medicare beneficiaries, it also required group health plan sponsors and certain other entities to notify Medicare-eligible participants and the Centers for ...

The Inflation Reduction Act (IRA) made several changes to Medicare Part D that may impact whether employer-sponsored coverage will be creditable for the 2025 plan year. With open enrollment season ...

Employers who provide prescription drug coverage are required to notify all Medicare-eligible employees about creditable or non-creditable status by October 15. With the onslaught of COBRA subsidy ...

Dear Toni: I turned 65 in August the year before last, continued to work full time with an HSA that has a $3,000 deductible for medical claims paid by the insurance plan, and used a prescription ...

Medicare can be tricky, and missing key deadlines or misunderstanding coverage rules can lead to lifelong penalties that drain your retirement budget. From knowing your enrollment periods to ...

Dear Toni: I delayed enrolling in Medicare Part B because I was working with employer benefits. I recently turned 70 and retired Jan. 1. I have enrolled in a Medicare supplement Plan G and Part D ...

This question originally ran in 2018, but details have been added, altered slightly for simplicity, and the response has been updated for 2023 Medicare rules. I turned 65 in August the year before ...

Toni King has authored several books on the subject of Medicare and has appeared regularly as a guest on the American Family Radio Network. I turned 65 in August 2021, continued to work full-time with ...

You have a Medicare Part D prescription drug penalty problem. The Tampa Bay Times e-Newspaper is a digital replica of the printed paper seven days a week that is available to read on desktop, mobile, ...