MarketWatch

The highest-earning checking accounts of February 2026 — up to 8% APY

The national average APY for a checking account in February 2026 is just 0.07% APY. But there are accounts offering APYs way higher than that, with multiple offering 7% APY and up. Since a checking ...
MarketWatch

This checking account offers 8% — and these 3 have 7%-and-higher APYs

The average checking account interest rate is 1.75 times higher than it was in 2022, according to October data from WalletHub. But that often doesn’t mean much: Checking accounts that pay interest are ...

Checking vs. Savings Accounts: Key Differences and Uses

Learn how these common accounts compare (and why you should probably use both) ...