Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. A clogged toilet that backs up all over your bathroom. A sump pump breakdown that leaves ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Homeowners insurance is important for unexpected occurrences, but what about damage to your home that occurs over time? Some homes suffer damage from wood-loving bugs: termites. Even though damage ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...