The Average American Will Spend 21+ Years in Credit Card Debt if Only Making Minimum Payments

Making only minimum payments on $6,523 in credit card debt costs over $10,000 in interest and takes 21+ years to pay off.

The $179 Per Month Difference Between a 12-Month and 21-Month 0% Intro APR

Picking the right intro window isn't just about time -- it's about what you can actually afford to pay each month.