Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

While rates for auto insurance have been increasing for years, the prices that millions of American drivers pay for coverage are unavoidable, with insurance required in nearly every U.S. state. With ...

Michael Evans writes about insurance and other finance topics for Investopedia. An insurance industry veteran, he has covered personal finance for more than 20 years for publications including ...

Collision insurance pays for repairs to your vehicle if you hit another car or object, such as a tree or guard rail. Comprehensive insurance pays for car theft and damage to your car caused by ...