Like all no-fault states, Michigan sets minimum requirements for no-fault personal injury protection (PIP) insurance, which helps to cover certain medical costs and lost wages associated with car ...

Since Michigan overhauled its no-fault system several years ago, buying auto insurance is more complicated and requires new decisions on coverage options. So getting the cheapest price quote now takes ...

The annual assessment for personal injury protection coverage under Michigan's no-fault auto insurance laws will go down slightly in July for most motorists, according to data provided Friday. The ...

Months into her first term, Gov. Gretchen Whitmer signed into law in May 2019 an overhaul of Michigan's no-fault auto insurance system with a goal of lowering premiums that, by many measures, were the ...

The upshot: Esurance's coverage was valid and exhausted, meaning the hospital's claims against Esurance were properly dismissed. But the court found that USAA had been wrongly let off the hook. The ...

Driving without a license is not enough to deny PIP benefits, the Michigan Supreme Court ruled unanimously on March 10, 2026. The court held that an unlicensed driver who was injured in a car accident ...

Learn how Personal Injury Protection (PIP) covers medical expenses, lost wages, and more, regardless of fault. Explore state requirements and coverage limits today.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Michigan’s state-chartered nonprofit reinsurer for personal injury protection coverage will be raising its assessments by 21 percent this year, in part to cover an estimated $2 billion deficit. The ...

Michigan House Speaker Tom Leonard, state Rep. Lana Theis and Detroit Mayor Mike Duggan on Tuesday, Sept. 26, announced a plan to reduce Michigan drivers' car insurance bills an average of 20 percent ...

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