A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works ...

Most retirees with seven-figure 401(k) balances never run the math on what their Required Minimum Distributions will look like at 73. They should. A $1.6 million pre-tax balance can throw off enough ...

A Roth conversion ladder lets you reduce how much you pay in taxes by the time you retire and are ready to withdraw from your ...

High earners executing the backdoor Roth IRA often trigger an unnecessary tax bill through a single timing mistake. The ...

Unlike employer-based 401(k)s, people set up individual retirement accounts (IRAs) for themselves. But similarly to workplace retirement accounts, traditional IRAs are funded with deductible pre-tax ...

Learn how to convert your 401(k) to a Roth IRA, understand tax implications, MAGI effects, the five-year rule, and smart strategies to minimize your tax hit.

A backdoor Roth IRA isn’t just a retirement account—it’s a legal loophole that lets high-income earners contribute to a Roth IRA despite IRS income limits. Instead of contributing directly to a Roth, ...

Roth conversions get major coverage from the popular press these days. Yet despite the hoopla, many of your prospective and existing clients harbor misguided beliefs about this potentially valuable ...

With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire at the end of this year, financial advisors and tax professionals find themselves in a familiar position—navigating uncertainty. Tax laws are ...

Richard A. Behrendt, J.D., First Vice President, Senior Estate Planner, and Blake Panosh, First Vice President, Insurance and Annuity Manager, Robert W. Baird & Co. At the beginning of 2010, a tax law ...

Question: “My 401(k) is held with a large financial services company. Last month – with a mix of pretax, post-tax, and Roth funds (including approximately $20,000 in post-tax contributions) – I ...