The Thrift Savings Plan (TSP) has long served as a cornerstone of retirement savings for federal employees and members of the uniformed services. As retirement planning becomes more complex, TSP ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Roth conversions get a lot of hype, but for federal employees nearing retirement, rushing could mean higher taxes and fewer ...

Roth conversions have become one of the most talked-about strategies in retirement planning. Many headlines suggest ...

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...

Roth conversion ladders make it possible to enjoy tax-free retirement savings. Here’s what to know before you start. Many, or all, of the products featured on this page are from our advertising ...

Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll be able to convert your traditional (pre-tax) TSP balance into Roth (after ...

Want to access retirement savings before 59½ without penalties? The Roth conversion ladder makes it possible. Here’s how it ...

While the traditional retirement age of 65 is a social construct born from the 1935 Social Security Act, the IRS age of 59.5 ...

Use this strategy for tax- and penalty-free income during early retirement Want to retire early? A Roth IRA conversion ladder could help you tap your tax-sheltered retirement accounts before age ...