A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Prefer Newsweek on Google to see more of our trusted coverage when you search. President Donald Trump's administration announced this week that mortgages sold to Fannie Mae and Freddie Mac will now ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

VantageScore has introduced a new digital release of its RiskRatio credit analytics platform, designed to help mortgage ...

The Community Home Lenders of America (CHLA) is urging the Federal Housing Finance Agency (FHFA) to accelerate the adoption ...

The average VantageScore credit score dropped to 700 in December 2025, a point lower than in November and down two points from December 2024, according to the latest CreditGauge report from ...

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

SAN FRANCISCO, Nov. 19, 2025 /PRNewswire/ -- Auto Loans have now evolved from being one of the least risky consumer credit products to one of the loan types most prone to delinquencies, according to a ...

On September 5, 2025, we published a research paper concluding that VantageScore 4.0 overstated its performance claims. We identified key methodological flaws in VantageScore’s analysis and, after ...

Buying a car or applying for credit? To check your creditworthiness, lenders will look into your credit scores. You’re likely familiar with your FICO Score, but what’s your VantageScore and why is it ...