Explore top short- and long-term CD rates available today ...
As of April 29, 2026, the most competitive 12-month certificate of deposit rates reach up to 4.15% APY, well above the national average of 1.53%. Offers vary widely, with some requiring large deposits ...
Right now, the best 1-year CD rate is 4.15% APY from multiple institutions. Compare the top 1-year CDs available nationwide ...
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