Have you recently lost your job, or fear you might, and wonder what’s going to happen to your health insurance? Afraid you’ll be left uninsured? COBRA gives you the power to keep your insurance even ...

Erik J. Martin is a Chicago area-based insurance writer whose articles have been featured in AARP The Magazine, The Chicago Tribune, Reader's Digest, USAA Magazine and other publications. Les ...

Healthcare costs have outpaced inflation for nearly a quarter century and there is no reason to think that will change over the next 25 years. The average annual premium for employer-sponsored family ...

Individuals 65 years old and over who are receiving health insurance through an employer are also eligible for Medicare. Depending on your company’s size, you may choose to enroll in Medicare ...

Micro-captives/abusive tax shelters: A micro-captive arrangement is one in which a taxpayer endeavors to reduce aggregate taxable income using a combination of an insurance contract and a captive ...