The CFPB recently issued a final rule increasing the asset exemption threshold for the Truth in Lending Act (TILA) requirement to maintain an escrow account for a higher-priced mortgage loan (HPML).

The CFPB recently issued a final rule increasing the asset exemption threshold under the Home Mortgage Disclosure Act (HMDA) and a final rule increasing the asset exemption threshold for the Truth in ...

Question: We are having an internal debate as to how the HPML APOR is determined when a rate lock has expired and the rate is relocked. When the rate lock expires, we need to relock the interest rate ...

From May 1st lows through yesterday's highs, the yield on the 10-Year Note has risen from 1.614% to 2.667% and at the same time, the 3.5% MBS coupon has shed 734bp. In fact, The 3.0 coupon MBS ...

Mandatory Escrow Requirements Effective June 1, 2013 The Escrow Requirements under the Truth-in-Lending Act (Regulation Z) Final Rule (Final Rule) will be effective June 1, 2013. HPML determination ...

It is a time to celebrate those 65 and older through ceremonies, events and public recognition - in which most of which the folks in this group have no interest in participating. As usual, the Census ...