Announced by Nacha, the ACH rulemaking body, the new cap is 10 times greater than the previous limit of $1 million, which was set in 2022. That was an increase from the $100,000 cap set in 2020 and ...
The Same Day ACH per payment limit will rise to $10 million under a Rule change approved by the Nacha membership, Nacha announced today at its Smarter Faster Payments 2026 conference.