Private Credit Under Pressure: Defaults, Redemptions And The AI Shock

Private credit faces a new stress test: rising defaults, redemption pressure and AI threats to software borrowers, plus why reported volatility may be misleading.

Middle-East crisis: Why G-Secs and AAA bonds may shield your portfolio in uncertain times

In uncertain environments, investors tend to move up the credit curve rather than down it. This means preference shifts towards issuers such as public sector undertakings, large financial institutions ...

Credit Scores Explained: Why Yours May Differ and Which One You Should Focus On

No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...

A Surprising Way Your Credit Score Could Be Costing You More

Homeowners with lower credit scores pay more for home insurance coverage, research shows. Here’s how much your credit affects ...

Explained: Maharashtra’s new farm loan waiver, despite past warnings of impact on credit culture — and farmers themselves

Maharashtra is not an outlier, and the increasing trend of states issuing loan waivers has long-term implications, including ...
Finextra

Rethinking credit risk models in an era of geopolitical instability

Long-term forecasts for impairment and capital are often built on the assumption that tomorrow will broadly resemble yesterday. Historical shock events such as the 1997 Russian debt default, the 2008 ...
Geeky Gadgets

Anthropic Ban Explained : DoD Labels Anthropic Supply Chain Risk over AI Safety

The ongoing dispute between Anthropic and the U.S. Department of Defense (DoD) sheds light on the growing tension between AI ethics and government regulation. As detailed by Caleb Writes Code, ...
Reuters

Bank 'risk transfer' boom needs close monitoring, Basel Committee warns

LONDON, Feb 17 (Reuters) - Banks are increasingly turning to bespoke deals with private investment funds to shed credit risk, but the market needs close monitoring as it spawns new vulnerabilities for ...
Business Wire

New Global Survey Reveals Execs Leaning into AI and Decision Intelligence for Better Credit Risk and Fraud Decisions

PARSIPPANY, N.J.--(BUSINESS WIRE)--60 percent of credit risk and fraud executives surveyed worldwide say AI and Decision Intelligence are their top planned investments for the year ahead. This is ...
CNBC

Michael Saylor downplays Strategy credit risk as bitcoin tumbles: 'We'll refinance the debt'

If bitcoin continues to fall, Strategy plans to just refinance its debt, claims CEO Michael Saylor. Saylor refuted the idea that Strategy would sell any of its digital asset holdings: "I expect we'll ...
Wall Street Journal

Blackstone’s Jon Gray Sees Disruption Risk in Private Credit

Blackstone President Jon Gray at WSJ Invest Live in West Palm Beach, Fla., Tuesday.Nina Babel for WSJ Jon Gray, Blackstone’s president and chief operating officer, said Tuesday at WSJ Invest Live that ...