Affirm CEO @mlevchin explains how credit became so exploitive:"Buy now, pay later is a fairly old concept.""For a long time, until the Middle Ages, you had a fairly well self-governing [system].""The Code of Hammurabi describes things like: don't screw your borrower, don't overcharge them.""In the last 100 years or so, we've rapidly left the whole 'don't screw your customer' idea.""You've gone from interest that's easy to estimate because it's simple and doesn't compound—to only really doing com
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Affirm CEO @mlevchin explains how credit became so exploitive:"Buy now, pay later is a fairly old concept.""For a long time, until the Middle Ages, you had a fairly well self-governing [system].""The Code of Hammurabi describes things like: don't screw your borrower, don't overcharge them.""In the last 100 years or so, we've rapidly left the whole 'don't screw your customer' idea.""You've gone from interest that's easy to estimate because it's simple and doesn't compound—to only really doing com
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