HDB Upgrading Explained: Fears, Financing and Property Value | NOTG S3 Ep 102 Upgrading from an HDB flat to a condo may seem like a dream—but is it the right move for you? In this week’s episode of NOTG, Yu Rong, Jesley, and Jun Wei talk about the fears, finances, and opportunities surrounding Singapore’s most commonly considered first property upgrade. Through the real-life case of John and Michel—a 33-year-old couple with a combined income of $14,000—they break down critical considerations lik