On April 10th, the EMPOWER DPA Program will allow you to buy your first property with practically 0% down. The program is a grant meaning it essentially doesn’t need to be paid back… To qualify you need to fall under the following: 1. First Time Homebuyer Or 2. Income: You make 140% or less of the median income where the property is located Or. 3. You are currently or formerly one of the following (employee or volunteer): military, first responder, educator, medical professional, local or federa