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𝐀𝐫𝐞 𝐖𝐞 𝐑𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐋𝐨𝐧𝐠𝐞𝐯𝐢𝐭𝐲? Retirement planning in India is still asset-heavy and liquidity-light. And that’s a growing concern. In our recent discussion, one insight stood out: Less than 20% of India’s elderly have adequate long-term health or care coverage. Many are “property rich but cash poor,” struggling with essential needs like 24×7 caregiving or long-term medical support because their wealth isn’t accessible when required. As more people live well into their 70s and
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